Nigeria Tax Act 2025

Tax Calculator

₦

Net Take-Home

₦69,500

per month

Total Tax

₦500

per month

Effective Rate

0.7%

of gross income

Value of ₦1,000

Keep ₦993

Tax ₦7

Calculation Breakdown

How your monthly tax is calculated across the 2025 bands.

Exempt on first ₦66.7k₦0

15% applied to ₦3.3k₦500

Total Monthly Tax₦500

Adjust Deductions

Lower your taxable income by simulating pension contributions and rent relief.

Pension (% of Gross)

Annual Rent Paid

₦

Share your calculation

Compare results with colleagues and friends.

Twitter WhatsApp

Did you know?

You can claim rent relief up to ₦500k, and pension contributions act as a tax shield.

Built on the Nigeria Tax Act 2025's Fourth Schedule PAYE bands (effective 1 Jan 2026). Some government messaging describes national-minimum-wage earners as fully tax-exempt; the band calculation used here — which is what a payslip actually runs — still applies 15% to the ₦40,000 a ₦70,000/month salary sits above the ₦800,000 threshold, so minimum wage shows a small residual tax rather than ₦0. This tool is for general guidance, not tax advice.